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‘8 Social Media Musts’ webinar

By Inman_News • Dec 9th, 2009 • Category: Real Estate News

Real estate columnist Tara-Nicholle Nelson shares tips

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Category: Real Estate News
  • FHA Commissioner: Raising the Down Payment Requirement Would Hurt Housing Recovery
    Increasing the minimum down payment required for a Federal Housing Administration (FHA) loan from 3.5 percent to 5 percent could be a double whammy, affecting both potential homebuyers and the economy as a whole according to David H. Stevens, FHA Commissioner. At the same time, a lower loan to value ratio (LTV) by itself is not a particularly good indicator of buyer risk. In a statement prepared for a hearing Thursday afternoon by the House Financial Services Subcommittee on Housing and Community Opportunity, the Commissioner said if the agency raised the minimum down payment to 5 percent "as some have suggested," it would adversely impact the housing market recovery. The agency has conducted an evaluation of the loan files of a large sample of recent loans to identify homeowners...(read more)

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